Smarter funding for your business

Cash flow keeping you awake at night?

Leverage your provisional tax payments to secure affordable working capital. Taxi provides low-cost, hassle-free business funding with a 7.09% p.a. interest rate.

Backed by

Used by companies just like yours
How it works

Hassle-free account setup

No credit checks, lengthy applications, or company accounts needed. Get started with three easy steps.

Sign up & link your myIR

Create an account and link your myIR data with your Taxi account. No credit checks or financial disclosures required.

Pay your tax

Make your next provisional tax payment through Taxi. Your tax payments are held on your behalf by Public Trust in an account at Inland Revenue.

Access funds

You can access funds within 3 working days, based on your provisional tax payments paid through Taxi. Repayment is flexible and works with your business.

Stop
Maximum business overdraft rates

7.09%

p.a.
Westpac
18.95%
p.a.
ANZ
20.45%
p.a.
ASB
17.08%
p.a.

Plus facility fees.

Taxi interest rate

Secure 7.09% p.a. interest rate with Taxi

  • Flexible, easy repayments tailored to fit your business cash flow needs
  • No personal guarantees
  • Using Taxi doesn’t impact your other lending arrangements
Integrates with myIR

Connected to IRD, facilitated by Public Trust.

All tax payments made through Taxi are facilitated by Government-owned Public Trust and held on your behalf at Inland Revenue. Our integration with myIR will keep your Taxi account in-line with your upcoming tax obligations at IRD.

TAXI FOR ADVISORS

Visibility for you, and your accountant.

If you opt to share your Taxi account activity with your accountant, we can provide them with seamless visibility into your account transactions. Their tax payment advice is easily applied to your Taxi account, and your accountant is given visibility of your tax position through our accountant portal.

  • Powered by tax pooling legislation
  • If your accountant is part of our Partner Programme, using their referral code will entitle you to a 10% discount on your quarterly facility fees
Safe & secure

Built by accountants and tax specialists.

We are a group of accountants, tax experts, and technology innovators. With Taxi, we are making the benefits of New Zealand’s tax system available to all, levelling the playing field for businesses of every size.

  • Built by accountants, lawyers and tech specialists
  • Powered by Tax Traders, New Zealand’s most preferred IRD-approved tax pooling intermediary

FAQs

Can't find your answer here? Our friendly team is ready to help, or you can explore our detailed Knowledge Base for more information!

What happens to my tax payments when I use Taxi?

Your provisional tax payments are held on your behalf by Government-owned Public Trust, in a tax pooling account at Inland Revenue.

How much business funding can I access with Taxi?

You can access as much or as little as you need, up to an amount equal to 90% of the provisional tax payments you have paid through Taxi in the previous 12 months.

Can I skip repayments?

You can skip repayments during the nine-month repayment period without incurring extra costs, so long as you catch up on those skipped repayments during the nine-month repayment period. Of course, if you repay the funds early, Taxi will reward you and provide you with a rebate.

What do businesses use Taxi for?

Our early stage research showed business owners wanted to use Taxi for expansion, purchasing vital machinery, managing delayed payments, and navigating seasonal dips in business. Business owners also told us they love the peace of mind that Taxi provides.

Do I need to tell my accountant I am using Taxi?

If you have an accountant, we think it’s a great idea to let them know you are using Taxi, but there is no requirement to do this.

Do you have questions?

Register for a Taxi webinar.

Our experts will walk you through everything you need to know and answer any questions you may have.

“We love that Taxi is helping Kiwi keep more money in their business.”

— Matthew Harris, Lighthouse

In the media

Put your tax to work in three easy steps

Sign up

Pay your tax

Access funds