Turn tax time into growth time

Running a business is tough. Cash flow shouldn’t make it harder. Taxi transforms
your provisional tax payments into a source of smart, flexible funding.
Backed by
$0 made available to Kiwi businesses
(and we're just getting started)
Don't let your business be left behind — join the movement today.
Why Choose Taxi?

Traditional lending is expensive and slow. Taxi is different.

Affordable

About half the cost of a big bank overdraft.

Compliant

Your Taxi account is designed to support tax compliance — no penalties or fees.

Fast

No lengthy applications, credit checks, or financial disclosures required.

“An amazing option for cash flow pressures, without the hassle that banks put you through.”

— Construction-sector client, Christchurch
How it works

3 steps to financial freedom

Get started online with three easy steps.

1

Sign up

Create your Taxi account and add your business details.

2

Pay your tax through Taxi

Your provisional tax payments act as security for your Taxi funding for twelve months.

3

Access funds

Access funds whenever your business needs them. Funds are released the next working day. You have up to nine months to repay.

5.90%

p.a.
Westpac
18.95%
p.a.
ANZ
20.45%
p.a.
ASB
17.08%
p.a.

Facility fees also apply to all.

How do we set and compare our rates?
Low rates and flexible plans

Your funding, your way.

Standard plan: Great if you plan to access funds immediately or soon.
Standby plan: Pay nothing until you access funds for the first time.
Corporate plan: Custom rates upon request

“Seriously disruptive to the banks.”

— Sam Stubbs, Simplicity
Seamless integrations

Connected to IRD, and your accountant.

You can share visibility of your Taxi account with your accountant, which they'll access through our accountant portal.

Check our Partner Directory to see if your accountant is a Taxi Partner — and claim a 10% discount on your monthly fees if they are.
Made for NZ businesses

Who Taxi's for

If you’re a business owner who needs better cash flow or money to invest in your business without high-interest loans, Taxi is for you.

As your business grows and your provisional tax payments become more substantial, so will your Taxi limit: Taxi's designed to grow with your business.

Growing businesses needing working capital
Seasonal businesses smoothing out cash flow
Project-based businesses, looking to bridge gaps between work
Safe & trusted

Built by accountants and tax specialists.

We are a group of accountants, tax experts, and technology innovators and we’re making the benefits of New Zealand’s tax system available to all Kiwi businesses — not just the big guys.

Our group of companies already manages over $3 billion in tax payments for Kiwi businesses.

A trusted partner: we’re powered by Tax Traders, New Zealand’s most preferred IRD-approved tax pooling intermediary*.
Transparent pricing: no hidden fees and no surprises.
Built for Kiwi businesses: we understand your needs, because we’re one too.
*Based on an independent national survey of accountants who use tax pooling.

“Cash flow and increased
interest expenses have
been a challenge for the
business — and Taxi is
able to help with both!”

— Hamish Reddy, NES Hire
Faqs

How can we help?

Our friendly team is ready to help, or you can explore our detailed support site for more information!

What happens to my tax payments when I use Taxi?

Your provisional tax payments are held on your behalf by Government-owned Public Trust, in a tax pooling account at Inland Revenue.

How much business funding can I access with Taxi?

You can access as much or as little as you need, up to an amount equal to 90% of the provisional tax payments you have paid through Taxi in the previous 12 months.

Can I skip repayments?

You can skip repayments during the nine-month repayment period without incurring extra costs, so long as you catch up on those skipped repayments during the nine-month repayment period.

What do businesses use Taxi for?

Our early stage research showed business owners wanted to use Taxi for expansion, purchasing vital machinery, managing delayed payments, and navigating seasonal dips in business. Business owners also told us they love the peace of mind that Taxi provides.

Do I need to tell my accountant I am using Taxi?

If you have an accountant, we think it’s a great idea to let them know you are using Taxi, but there is no requirement to do this.

Do you have questions?

Register for a Taxi webinar.

Our experts will walk you through everything you need to know and answer any questions you may have.

In the media